Choose your insurance coverage wisely
Recently, we were dealing with a first party agent regarding a car accident case. We were commiserating about the difficulty of dealing with the agent of a certain company. This person mentioned that everyone in the industry knows this company is intentionally difficult. They are terrible as third party but also terrible with their own insured as first party. She stated that, “Everyone in the industry knows they are impossible to deal with!” Even if you just need a rental car, they will make it so difficult that you give up. We would probably have to second that sentiment (although there might be a tie with another company).
When you are choosing auto insurance, be sure to check the reviews of any company you’re considering. Saving a few bucks on your premiums may not be worth it. Check reviews online, ask around, and contact insurance agents. Make sure you make an informed decision. There can be a big difference in customer service among the various companies. Your premium might be higher for a certain company but your stress after an accident could be much lower!